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State License: AZ #951414

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Best experience I could ask for 10/10 Anthony Gonzales
You couldn't be in better hands than with Neema. The process was smooth and painless. I don't think it ever took Neema more than 20 minutes to get back to us on a query. Besides being totally knowledgeable and competent, he is kind. If it is possible to make the mortgage ... READ MORE K Theis
Neema was on top of it! He got my loan closed in 20 days and never missed a beat. He was a pleasure to work with. KC Pratt Home Owner
Neema did a fantastic job on our home refinance! He was very professional and guided us throughout the process. He was readily available to answer our questions whenever we called. We will recommend him to our friends who are seeking to refinance. Anne M. Miller Refinance Client
This was an excellent experience. Neema guided me through the lender's complicated and time consuming application process and kept me informed of our progress. I would strongly recommend him to anyone planning to finance or refinance a property Robert A. Barnes Physician
A-One Service! Very professional! Easy process! Very responsive! Would use again, and definitely recommend. wesley charles wesley charles Buyer
We had some hurdles to get over for my refi, but he handled it and got it done. Ryan Whan SVP Finance
Highly recommend working with Neema! He is personable, knowledgeable and efficient! He was a huge help throughout the whole process of buying my first home and we will definitely look to work with him in the future! Shannon McCoy
Neema worked with me in a very professional manner. Always on time and always returned calls in a timely manner to allow me to know he wanted to get my deal completed. Thanks so much Neema ! You will be getting referrals from me. Mark Davis
We are so happy to have chosen Neema and his team for our mortgage refinance! Neema is extremely knowledgeable which was evident by how quickly he addressed all our questions and concerns. His dedication to our family’s needs and attention to detail was second to none. We are ... READ MORE Hector Beas Commercial Credit Specialist
Neema is incredibly hard working and made the entire process very easy for my wife and I. He was always available 24/7, and was very helpful with answering any question we had. I couldn't recommend Neema enough. Garrett Bailey
Identifying the right lender was a very difficult decision in this market. After shopping around, I came to realize there were tons of options. I went with Neema and I could not be happier about that decision. With an incredibly competitive rate and amazing customer service, he was the ... READ MORE Brett McGrew Director of Global Partnerships
Neema is my new go to guy! Fast, efficient, knows his stuff, knows how to use his team to get to the finish line, and has a great handle on the application from start to finish. He’s like Steve Nash in his prime! William Carr Loan Officer
Neema is a consummate professional! From start to finish he was there every step of the way guiding me through the refinance process and address all of my concerns. He made the process a breeze and I would highly recommend him to anyone! Nick N Bank Fraud Officer
Neema was fantastic to work with. My entire refinance ran smooth, and without a hitch. I have never had such a positive experience with a home loan. I HIGHLY recommend Neema for any refinance. Daniel Kreinbring Attorney
If there is anyone I would recommend for the job over and over it would be Neema. He is so knowledgeable, great personality, great follow up, and simply gets things done. He answered all of my questions and concerns every single step of the way, always courteous, patient, and very ... READ MORE Jo Ramos Personal Banker
I only have one word to describe Neema... PHENOMENAL. He made the home buying process so easy! I had heard nightmares from friends about their loan officers and what a headache buying a house is so I was very nervous from the beginning. I reached out to Neema 6 months before buying a ... READ MORE Alexandra Thompson New Homeowner
Neema is a fantastic Loan Officer and Friend and we don't have the words of how amazing he is to deal with! We did a Refinance with Neema and he made the process seamless and completely transparent! To say Neema responds in a timely fashion is an understatement, he's typing ... READ MORE Jason Okun Staffing Manager
Neema exemplifies superior customer service. As a first time home owner you're not always sure who to trust, what to expect, and if you're really getting a 'good' deal on your loan, home owners insurance, etc. Neema goes above and beyond to ensure you understand all the ... READ MORE Graham Seamans Graham Seamans Director of Sales
Neema Azimzadeh was so easy to work with. Very knowledgeable and helpful and as confusing as home finance can be, Neema explained things that was so easy to understand!! Was very patient step by step. I would recommend AmeriFirst to my friends and family. His assistant Kim Hale was ... READ MORE Sharon Carlson Sharon Carlson Enjoying retirement in Beautiful Prescott AZ area
Neema is a shining example of professionalism. His work ethic is second to none. He was very thorough through out the whole process of my refinance and would get back to me immediately. The process was simple and straightforward with zero hassle. I would highly recommend Neema as I ... READ MORE Amir Sobhi Customer
Neema did a great job guiding and finalizing my refinance. He was very responsive and engaging. He was also very helpful and supportive with his open availability and detailed explanations on items or actions associated to this process as it was new to me. I highly recommend Neema to ... READ MORE Torrey Parker Operations Manager
The whole process went smoothly, all thanks to excellent, timely communication by Neema Dirk Uys Home owner
Neema went above and beyond to make sure the refinancing process was as smooth as possible for us. He proactively communicated with us every step of the way and happily answered any questions we had with clarity and detail. He also took the time to evaluate different approaches to ... READ MORE Zach Scarano Director of Product Management
Neema was a great mortgage loan officer to work with. He got shit done quick and was on top of every detail of the refi process. Would highly recommend him for future customers. Made everything clear of how the process worked, timelines and what to expect. Made the whole process easy ... READ MORE Jonathan Little Software Engineer
Neema was amazing during my home refinance. I had a troublesome refinance due to my divorce and Neema was wonderful in answering all my questions and was very patient and a pleasure to work with. I highly recommend him and will definitely want to work with him again. Enrique Joel Garcia Enrique Joel Garcia Application Engineer
Neema was everything you could want in a Mortgage Loan Officer. Throughout the process he was highly communicative, up front, and detail oriented. I am a very happy customer, I could not imagine having a better experience when re-financing my home. I have and will continue to highly ... READ MORE Paul Saylor Senior Account Executive
Neema was immediately available for any questions we had, and was extremely patient with giving us all the options available to us several times! Highly recommend anyone interested in saving money and headaches to give him a call! Matt Bodmer
Neema was very helpful throughout the whole process for refinancing. He made sure I understood every step throughout the process, and answered all my questions right away. He makes the whole process simple and easy for you. I would recommend Neema to anyone! Chandima Vithana Internal Auditor
Very professional and time sensitive. Neema keep us informed through the whole process and ensured any potential issue was covered. Highly recommend for others to use him as their loan officer or for Neema to move into a role with greater responsibility. Jason harris Business Owner
Neema is excellent. He was attentive, responsive, and extremely helpful throughout the entire house buying process. With a friend or Loan Officer like Neema, you don't need to look elsewhere when purchasing - Neema simply has you covered. He makes everything easy - can't ... READ MORE Michael Braude Operator of Apex Fantasy Leagues
Neema is an AWESOME PERSON, made everything super simple and easy. I am a first time home buyer and Neema was always on call whenever I needed him to answer all my questions. I cant recommended him enough. Thanks Neema!!! Sammy Cox Sales
Dude is on his A game. Would love if he could also be my barber, engineer, contractor...Very responsive, customer focused and a pleasure to work with. Noah Kagan Home owner
Love Neema and his hard working team. I will always refer and continue to do Business with Neema. Christina Christina Biel
Neema absolutely crushed it with his attentiveness through this process and made refinancing through him a no-brainer. He was able to provide fantastic rates and educate me through this process to make sure I understood everything and was an expert on all the details. I would highly ... READ MORE Tyler Cleverly
Neema and his team was awesome. They made the process of refinancing my home extremely easy. My rates went down and it took very little of my time. I would highly recommend Neema and his team if you need a new mortgage or are interested in refinancing. Hamilton Baiden Executive Vice President and General Manager
This was my first time refinancing my mortgage and Neema was patient, knowledgeable, and extremely responsive! Highly recommend using Neema and AmeriFirst Financial! Thank you for everything. Ali Connell Program Manager
Neema is the epitome of customer service, dedication, and hard working. He went out of his way to make sure as a customer I was comfortable through every step of acquiring my home loan. He was available at all times and even handled some inquiries on my behalf when I needed him to step ... READ MORE Cyrus Afarin Cybersecurity Engineer
Neema did a fantastic job staying ahead of the game and keeping me informed of the next steps. Thanks to his persistency and getting the job done, we closed in record time. Brett Lim Business analyst
Neema did an outstanding job for me from beginning to end of the loan process. He came recommended from a friend and I will do the same when someone needs a reliable, professional, and intelligent person to assist with the complex process of home buying. Thank you for everything! You ... READ MORE Matt Garrison Matt Garrison Sales
I have purchased several homes over the years and have met many people in the mortgage business, but my experience working with Neema was above and beyond my expectations. He worked countless hours performing due diligence which resulted in the best scenario for me, the customer. He is ... READ MORE Gina Thomas Gina Thomas Payroll Implementation Consultant
Neema worked day and night to make sure everything was taken care of on my loan. I will reccomend everyone I know and meet to Neema. Has to be the hardest working dude in the business. Matt Scott Customer

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